Social Tip - Terms and Conditions

Last Updated: October 19, 2025

INTRODUCTION AND PRELIMINARY MATTERS

These terms and conditions of use ("Terms") explain how you may use this application and any associated website and any of its content ("App"). These Terms apply between Social Tip ("we," "us," "our," or “Social Tip”) and you, the person accessing or using the App ("you" or "your"). 

In some instances, both these Terms and separate terms setting forth additional terms and conditions may apply to a service or product offered via this App (“Additional Terms”). To the extent there is a conflict between these Terms and any Additional Terms, the Additional Terms will control unless the Additional Terms expressly state otherwise. By visiting or otherwise using this App, you acknowledge and accept these Terms and any applicable Additional Terms. 

PLEASE READ THESE TERMS CAREFULLY. THESE TERMS AFFECT YOUR LEGAL RIGHTS, INCLUDING BY LIMITING OUR LIABILITY AND REQUIRING THAT DISPUTES BE RESOLVED ON AN INDIVIDUAL BASIS.

If you do not agree to these Terms and any Additional Terms, do not use this App.

These Terms are subject to change, in our sole discretion. Changes to these Terms will be in effect as of the “Last Updated” date at the top of this page. Your continued use of this App after the “Last Updated” date constitutes your acceptance and agreement to such changes. You are responsible for regularly reviewing these Terms. We may also provide additional notice of any material changes to these Terms such as by emailing users that have provided us their email addresses.

OWNERSHIP AND USE OF THIS APP AND MATERIALS

Intellectual Property. This App may contain materials and other items relating to us, including the layout, information, databases, articles, posts, text, data, files, images, scripts, designs, graphics, instructions, illustrations, photographs, sounds, pictures, videos, advertising copy, URLs, technology, software, interactive features, and the “look and feel” of this App including all copyrights, patents, trademarks, service marks, trade names, and all other intellectual property rights therein (together the “Materials”) that are owned and controlled by us, our licensors or certain other parties. All rights, title, and interest in and to the Materials available via this App are the property of us or our licensors or certain other parties, and are protected by UK and international copyright, trademark, trade dress, and/or other intellectual property rights and laws to the fullest extent possible. The Materials may not be copied, imitated, or otherwise used, in whole or in part, without the prior written authorisation of us and/or our licensors. All rights are reserved. 

Limited License. Subject to your strict compliance with these Terms, we grant you a limited, non-exclusive, revocable, non-commercial, non-assignable, personal, and non-transferable license to display, view, use, or play this App or Materials on a personal device for personal use only. The foregoing limited license does not give you any ownership of, or any other intellectual property interest in, any Materials. Your unauthorized use of the Materials may violate copyright, trademark, privacy, publicity, communications, and other laws, and any such use may result in your personal liability, including potential criminal liability. 

Use of this App. You agree that you will not:

  • Engage in any activities through or in connection with this App that: harm, or attempt to harm, any individuals or entities; are unlawful, offenive, obscene, lewd, lascivious, violent, threatening, harassing, scandalous, inflammatory, pornographic, profane or abusive; violate any right of any other party; could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law; or are otherwise objectionable to us. 
  • Remove any copyright, trademark, or other intellectual property or proprietary notices or legends contained in the Materials.
  • Copy, modify, reproduce, archive, sell, lease, rent, exchange, create derivative works from, publish by hard copy or electronic means, publicly perform, display, disseminate, distribute, broadcast, retransmit, circulate, or transfer to any other party or on any or website, or otherwise use or exploit the Materials in any way for any purpose except as specifically permitted by these Terms or with the prior written consent from us.
  • Decompile, disassemble, reverse engineer, or attempt to reconstruct, identify, harvest, scrape, or discover any source code, underlying ideas, underlying user interface techniques, hidden text, or algorithms of this App by any means whatsoever or modify any software (in either object code or source code) or other products, services, or processes accessible through any portion of this App.
  • Monitor, gather, copy, or distribute the Materials (except as may be a result of standard search engine activity or use of a standard browser) by using any robot, rover, bot, spider, scraper, crawler, spyware, engine, device, software, extraction tool, or any other automatic device, utility, or manual process of any kind. 
  • Engage in any activity that interferes with a user’s access to this App or the proper operation of this App, or otherwise causes harm to this App, us, or other users of this App (for example, denial-of-service attacks).
  • Interfere with or circumvent any security feature (including any digital rights management mechanism, or other content protection or access control measure) or any other feature that restricts or enforces limitations on use of or access to this App or the Materials. 

You agree that if you submit any personal information of another person to us or to this App, you represent that you are authorised to provide that individual’s personal information to us. 

Accuracy and Availability. We do not warrant that specifications, pricing, or other content on this App is complete, accurate, reliable, current, or error-free. We make no warranties as to the availability or accessibility of this App, and (except as otherwise set out in these Terms) we will not be liable for any damages, loss, costs, or expenses incurred by you as a result of any lack of availability or accessibility of this App. We, in our reasonable discretion and without advance notice or liability, may immediately suspend or terminate the availability of this App, in whole or in part, for any reason. Territory geo-filtering may be required in connection with your use of some App features due, for instance, to content territory restrictions.

1. About our terms

The App is provided by us to you free of charge for the purpose of earning rewards from Brand Partners. The App allows you to post user-generated content (UGC) about goods you have purchased from Brand Partners on social media in exchange for rewards.

1.2 However, you may earn rewards for posting user-generated content (UGC) about goods from Brands without evidence of direct purchase or meeting certain engagement metrics.

2. About us

2.1 We are Social Tip Ltd, a company incorporated and registered in England and Wales (Company Number: SC770810, with our registered office at C/O Turcan Connell Princes Exchange, 1 Earl Grey Street, Edinburgh, Midlothian, Scotland, EH3 9EE.

2.2 If you have any questions about the App or these Terms, you may contact us at: Email: hello@socialtip.io.

2.3 You must be at least 18 years old to register for an account to use the App. By creating an account or otherwise using the App, you confirm that you are 18 years of age or older and capable of entering into a legally binding agreement under the laws of England and Wales.

The App is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 in compliance with the UK Data Protection Act 2018 and the Children’s Code (Age Appropriate Design Code) issued by the Information Commissioner’s Office (ICO). If we learn that we have inadvertently collected information from a child under 13, we will promptly delete it..

If you are between 13 and 17 years of age, you may only use the App with the consent and supervision of your parent or legal guardian. Parents and guardians are responsible for ensuring that their child’s use of the App complies with applicable laws.

We reserve the right to request proof of age and/or parental or guardian consent at any time and may terminate accounts that do not satisfy these requirements.

2.4 To qualify for a Social Tip-branded reward, your post must reference the Social Tip platform directly either by mentioning the app, describing your experience, or sharing related content such as earnings, features, or platform updates.

2.5 By having a linked social media account to Social Tip, and by sharing content with us on social media (via tag or direct message), you expressly grant us a royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, adapt, publish, translate, publicly display, distribute and list all of your content, and otherwise exploit that content and associated metrics (including content from private social media accounts). This includes the right to process, store, and share such content with Social Tip and our Brand Partners. This licence is granted for the purposes of operating, promoting, and improving the App, Social Tip, and any related services.

2.6 By opting into the Social Tip Repository and sharing content with us on social media (via tag or direct message), you grant Social Tip and our Brand Partners a license to share and use your content (including redistribution publicly and commercial use). Social Tip will compensate you with a fee for this usage.

2.7 Users are solely responsible for any taxes, fees, or other charges arising from cash rewards or earnings on the platform. It is your responsibility to determine whether your earnings are taxable and to report any income to HM Revenue & Customs (HMRC) or the relevant tax authority in your jurisdiction as required by law.

2.8 In using or registering for the App, you must provide accurate and current information about yourself, including, where requested, your correct name, address, and any other requested details. If you are asked for, and provide, details of a bank account, including PayPal account, credit card or other account into which you wish to receive payments, you:

(a) must ensure that you are, and remain, fully entitled to receive and use rewards,
(b) confirm that you wish to receive rewards through the defined withdrawal method, and
(c) ensure that the details of your rewards request are, and continue to be, accurate. You should keep this information updated through your Account.
(d)The legal owner of the email address used to sign up to the App is deemed to be the account owner.

2.9 We make no promise that the App is appropriate or available for use in locations outside the United Kingdom. If you choose to access the App from locations outside the UK, you acknowledge that you do so at your own initiative and are responsible for compliance with local laws where they apply.

2.10 To be eligible for a reward from a Brand Partner, your social media post must:

2.10.1 be relevant to the brand you have tagged (either verbally mention the brand or physically feature the brand or its products in a meaningful way),

2.10.2 reflect your own genuine experience and opinions (leaving a positive, negative or neutral review won’t impact the fee paid to an otherwise qualifying post),

2.10.3 comply with all applicable advertising and consumer protection laws, including the UK Code of Non-broadcast Advertising and Direct & Promotional Marketing (CAP Code), the UK Code of Broadcast Advertising (BCAP Code), and guidance from the Advertising Standards Authority (ASA) and Competition and Markets Authority (CMA).You must make clear and prominent disclosures of any material connections to brands, sponsors, or the App in all forms of content (including text, video, audio, images, and live streams). Failure to comply with these requirements may result in suspension of Rewards, termination of your account, or legal liability.

2.10.4 contain the disclosure/label ‘Ad’ or ‘#ad’ in a clear and conspicuous way (this disclosure must be placed at the start of any text in your post or overlay it throughout any video/image in a clear and prominent place - it must be visible without the user having to click to view any video/image).

2.11 We try to make the App as accessible as possible. If you have any difficulties using the App, please contact us using the contact details at the top of this page.

2.12 As a condition of your use of the App, you agree to comply with our Terms & Conditions and agree not to:

2.12.1 misuse or attack our App by knowingly introducing viruses, trojans, worms, logic bombs or any other material which is malicious or technologically harmful (such as by way of a denial-of-service attack), or
2.12.2 attempt to gain unauthorised access to our App, the server on which our App is stored or any server, computer or database connected to our App.

2.13 We may prevent or suspend your access to the App if you do not comply with these Terms or any applicable law.

3. Registration and password security

3.1 Use of the App requires social media, email and registration particularly in order to access restricted areas of the App.

3.2 We are not obliged to permit anyone to register with the App and we may refuse, terminate or suspend registration to anyone at any time.

3.3 You are responsible for making sure that your password and any other account details are kept secure and confidential.

3.4 If we have reason to believe there is likely to be a breach of security or misuse of the App through your account or the use of your password, we may notify you and require you to change your password, or we may suspend or terminate your account.

3.5 Any personal information you provide to us as part of the registration process will be processed in accordance with our Privacy Policy, which complies with the UK Data Protection Act 2018 and the UK General Data Protection Regulation (UK GDPR), available at https://socialtip.io/privacy-policy.

4. Earning rewards

4.1 All rewards you receive are paid by the Brand Partner via Social Tip. The payment will be made to Social Tip. The post status will be ‘Calculating’ for the first 48 hours while the rewards value is created. Then the value of the post is established and the status changes from ‘Calculating’ to ‘Rewarded’. It is at this point the cash is available in the user’s Social Tip account. There may be a requirement of a minimum amount the users need to accrue before rewards can be withdrawn as cash. Cash can be withdrawn by bank transfer or PayPal, subject to applicable banking regulations and transfer fees in your country.

4.2 After you have completed the requirements and are eligible for rewards, you will be entitled to payouts.

4.3 A valid account must be in place. If your account is terminated or disabled for any reason, any rewards payable will be deemed to be forfeited.

4.4 If a user notifies Social Tip that a transaction has not been reported in your account as you anticipated (a ‘Claim’), Social Tip will use reasonable efforts to investigate the Claim with the Brand Partner and subject always to Social Tip’s right they can cease investigations at any point at their discretion.

4.5 Social Tip reserves the right to reclaim or adjust any rewards payments in the event that any rewards have been paid to a user in error. This may include but not be limited to transactions where rewards are not genuinely due to you.

4.6 For the avoidance of doubt and notwithstanding any other provision contained in these terms and conditions, you agree and acknowledge that in all circumstances the payment of rewards to you is at our discretion and we may refuse to pay rewards to you for any reason. We retain discretion to review and validate your content for compliance with these Terms. However, we will not withhold or deny Rewards for qualifying posts or actions that meet the requirements of these Terms solely on the basis of content being positive, negative, or neutral. Rewards may only be withheld where: (a) you violated these Terms, (b) the content did not meet stated eligibility criteria, or (c) payment would be unlawful.

4.7 If a user deletes content that the user posted on any platform that has been synched to the Social Tip App, the user automatically and immediately forfeits all the rights for a reward or payout for the deleted post.

5. Payment Partner

5.1 All payouts are subject to the terms and conditions of our payment partners. We will use a combination of payment methods which may include, but are not limited to, bank transfer, PayPal, Stripe, and other providers as made available through the App. AWS and Google Cloud are utilised to provide infrastructure services and data security.

5.2 To be eligible for rewards or payment, users must provide us with their full legal name and other personal information we request. We prioritize the confidentiality and security of personal and financial data. All verification and payment processes adhere to industry standards.

5.3 To be eligible for rewards payments, users might be required to complete a Know Your Customer (KYC) verification process. This process is conducted through a secure platform and may involve the following steps:

5.3.1 Submitting a valid government-issued identification document.
5.3.2 Providing proof of address, such as a utility bill or bank statement.
5.3.3 Supplying additional verification documents, as requested, to meet KYC compliance standards.
5.3.4 Linking verified financial accounts using secure identity and financial data platform.

5.4 Social Tip prioritizes the security and confidentiality of your personal and financial data. Plaid’s platform is designed with state-of-the-art encryption to ensure that all account connections and verifications are carried out securely. 

5.5 Social Tip and its payment partners will comply with UK anti-money laundering (AML) and counter-terrorist financing legislation, including the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, the Sanctions and Anti-Money Laundering Act 2018, and any applicable Financial Conduct Authority (FCA) rules. We may deny or suspend payments to you if such payments would violate applicable sanctions or AML laws. You agree to cooperate with us in providing identification and verification information as required by applicable law.

6. User Generated Content (UGC) Usage Rights

6.1 Brand Partner Offers

6.1.1 When Users create UGC content through commissioned services for Brand Partners via the App, Brand Partners automatically receive usage rights to that content.

6.1.2 These usage rights are granted as part of these Terms at no additional cost to the Brand Partner.

6.2 Process

6.2.1 Upon syncing the UGC content to our app, Users automatically grant Brand Partners: (a) A worldwide, perpetual, non-exclusive license to use the UGC for marketing and promotional purposes. (b) The right to post the content on social media channels and marketing materials. (c) Users retain original ownership and copyright of the content. 

6.3 Rights Transfer

6.3.1 Social Tip may, at its discretion, notify Users when their commissioned content is being used by Brand Partners.

6.3.2 Such notification is a courtesy service and does not affect the validity of the usage rights already granted.

6.4 Platform Fee

6.4.1 Users receive compensation for their commissioned services as agreed in the initial service arrangement.

6.4.2 All usage rights granted under this section are included in the initial transaction with no additional costs or fees.

7. Transaction fee policy

7.1 By proceeding with transactions on the platform, you acknowledge and agree to the application of this fee as part of the transaction process. For further details or inquiries, please contact our support team.

8. Infringing content

8.1 We will use reasonable efforts to:

8.1.1 delete accounts which are being used in an inappropriate manner or in breach of these Terms; and
8.1.2 identify and remove any content that is inappropriate, defamatory, infringes intellectual property rights or is otherwise in breach of our Acceptable Use Policy
8.1.3 when we are notified, but we cannot be responsible if you have failed to provide us with the relevant information.

8.2 If you believe that any content which is distributed or published by the App is inappropriate, defamatory or infringing on intellectual property rights, you should contact us immediately using the contact details at the top of this page.

9. Your privacy and personal information

9.1 Social Tip Ltd, registered in the United Kingdom with its principal office at C/O Turcan Connell Princes Exchange, 1 Earl Grey Street, Edinburgh, Midlothian, Scotland, EH3 9EE, is responsible for the processing of your personal information.

Any personal information you provide to us as part of the registration process will be processed in accordance with our Privacy Policy, the UK Data Protection Act 2018, and the UK General Data Protection Regulation (UK GDPR). If you have any questions or concerns about how your information is handled, you may contact us at hello@socialtip.io, by post at our UK office above.

9.2 Data Collection and Monitoring. We may monitor, record, or analyse your activity within the App, including API calls, for purposes of security, fraud prevention, and service improvement. Such monitoring will be disclosed in our Privacy Policy and conducted in compliance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and any other applicable data protection or privacy laws in your jurisdiction. We do not collect biometric identifiers or biometric information unless expressly disclosed in the Privacy Policy and permitted by applicable law.

9.3 Depending on where you live, you may have additional rights under applicable data protection laws, which may include the UK GDPR, the EU GDPR (for users based in the European Union), or other equivalent privacy frameworks in your jurisdiction. These rights may include the right to access, correct, delete, or restrict the processing of your personal data, the right to data portability, and the right to object to certain types of processing. Details of how to exercise these rights are provided in our Privacy Policy.

10. Ownership, use and intellectual property rights

10.1 The intellectual property rights in the App and in any text, images, video, audio or other multimedia content, software or other information or material submitted to or accessible from the App (Content) are owned by us and our licensors.

10.2 We and our licensors reserve all our intellectual property rights (including, but not limited to, all copyright, trademarks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind) whether registered or unregistered anywhere in the world. This means, for example, that we remain owners of them and are free to use them as we see fit.

10.3 Nothing in these Terms grants you any legal rights in the App or the Content other than as necessary for you to access it. You agree not to adjust, try to circumvent or delete any notices contained on the App or the Content (including any intellectual property notices) and in particular, in any digital rights or other security technology embedded or contained within the App or the Content.

10.4 Trademarks: SocialTip, Social Tip, word and figurative, are our trademarks and any brands listed on the apps are trademarks of their respective owners. Other trademarks and trade names may also be used on the App or in the Content. Use by you of any trademarks on the App or in the Content is strictly prohibited unless you have our prior written permission.

11. Software Application

11.1 Software is made available for you to download in order for the App to work better. You will be granted a limited, non-exclusive license to use any such software, subject to you agreeing to the terms and conditions that apply to such software (sometimes known as an ‘end user license agreement’ or ‘EULA’).

11.2 You will be made aware of any terms and conditions that apply to the software when you try to download it. If you do not accept such terms and conditions, you will not be able to download the software.

11.3 You should read any terms and conditions carefully. They may contain provisions that set out your legal rights under applicable UK consumer protection laws, including the Consumer Rights Act 2015, your legal responsibilities when using the software, the software provider’s legal responsibilities, and any limitations on the software provider’s legal responsibilities to you.

11.4 Using the software in an unlawful way (such as reproducing or redistributing it in a way that breaches these Terms and any other terms and conditions that apply to it) is expressly prohibited and may result in civil and criminal penalties.

12. Social Media Data Collection

12.1 Our App interacts with your social media accounts, primarily Instagram (owned by Meta Platforms, Inc.) and TikTok (owned by ByteDance Ltd.), depending on the availability of those platforms and the features and functionality you choose to connect to us. If at any time a social media platform ceases to make some or all of its features or functionality available to us or makes them available on terms that are not commercially reasonable, Social Tip may suspend or discontinue related services without liability to you or any third party.

12.2 You agree that Social Tip will obtain and will monitor your social network data through their APIs to ensure quality, improve the services and verify your compliance with the terms. The monitoring may include Social Tip recording how Users use the app, for Social Tips own purposes, including (a) to evaluate Users’ compliance with this Agreement, (b) to support and improve the app and develop its services and (c) to examine the post itself from the users and subsequently the social media metrics obtained from the posts.

13. Your Social Media Content and Limitations on Liability

13.1 The App allows users to sync into their social media accounts. Users will then authorize Social Tip to review the relevant metrics mentioned in this Agreement from selecting the relevant posts they would like to receive rewards from.

13.2 Social Tip takes no responsibility and assumes no liability for any User content that you share with us, or that any third party shares on or through the App. You are solely responsible for your own content and the consequences of sharing it on the App. You understand and agree that Social Tip shall not be liable for any loss or damage arising from, or in connection with, any content you have shared with us, except where such liability cannot lawfully be excluded under applicable law.

PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES WILL SOCIAL TIP BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND, including personal injury or death or for any direct, indirect, economic, exemplary, special, punitive, incidental, or consequential losses or damages of any kind, including without limitation loss of profits, in connection with, or otherwise directly or indirectly related to, without limitation, this App, the Materials, or our other products or services, whether posted or shared by you, or anyone else.

The foregoing limitations of liability will apply even if any of the events or circumstances were foreseeable and even if we were advised of or ought reasonably to have known of the possibility of such losses or damages, regardless of whether you bring an action based in contract, negligence, strict liability, or tort (including whether caused, in whole or in part, by negligence, Acts of God, telecommunications failure, or destruction of the App). For example, without limiting the scope of this limitation of liability in any manner, we shall not be liable for any consequential, indirect or special losses, loss of profit, loss of revenue, loss or corruption of data, loss or corruption of software or systems, loss or damage to equipment, loss of use, loss of production, loss of contract, loss of commercial opportunity, loss of savings, discount or rebate (whether actual or anticipated), harm to reputation or loss of goodwill, and/or wasted expenditure. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law, including under the Consumer Rights Act 2015. AS PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL OUR TOTAL LIABILITY TO YOU, FOR ALL POSSIBLE DAMAGES, LOSSES, AND CAUSES OF ACTION IN CONNECTION WITH THIS APP EXCEED AN AMOUNT OF £100 IN THE AGGREGATE. SHOULD ANY COURT OR COMPETENT JURISDICTION FIND THAT THE LIMITS OF LIABILITY CONTAINED HEREIN ARE UNENFORCEABLE FOR ANY REASON, THE REMAINING PORTIONS OF THIS SECTION 13 SHALL REMAIN IN FULL FORCE AND EFFECT, AND THE COURT OR COMPETENT JURISDICTION SHALL REPLACE ONLY THE PORTION OF SECTION 13 THAT IS FOUND TO BE UNENFORCEABLE WITH A TERM, CONDITION, NUMBER OR AMOUNT THAT IS DETERMINED TO BE REASONABLE AND THAT DOES NOT CHANGE THE OVERALL MEANING AND INTENT OF YOU AND US TO LIMIT OUR LIABILITY UNDER THIS SECTION

13.3 Social Tip will process social media data and user content in accordance with applicable data privacy laws, including but not limited to the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and other relevant data protection or privacy laws listed in Sections 9.2 and 9.3.

14. Submitting information to the App

14.1 While we try to make sure that the App is secure, we do not actively monitor or check whether information supplied to us through the App is confidential, commercially sensitive or valuable.

14.2 Other than any personal information which will be dealt with in accordance with our Privacy Policy, we do not guarantee that information supplied to us through the App will be kept confidential and we may use it on an unrestricted and free-of-charge basis as we reasonably see fit.

15. Accuracy of information and availability of the App

15.1 We try to make sure that the App is accurate, up-to-date and free from bugs, but we cannot promise that it will be. Furthermore, we cannot promise that the App will be fit or suitable for any purpose. Any reliance that you may place on the information on the App is at your own risk.

15.2 We may suspend or terminate access or operation of the App at any time as we see fit.

15.3 Any Content is provided for your general information purposes only and to inform you about us and our products and news, features, services and other web applications that may be of interest but has not been tailored to your specific requirements or circumstances. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes. You should always use your own independent judgment when using our App and its Content.

15.4 While we try to make sure that the App is available for your use, we do not promise that the App will be available at all times or that your use of the App will be uninterrupted.

16. Hyperlinks and third-party sites

16.1 The App may contain hyperlinks or references to third party advertising and websites other than the App. Any such hyperlinks or references are provided for your convenience only. We have no control over third party advertising or websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third-party advertising or websites does not mean that we endorse that third party’s websites, products or services. Your use of a third-party App may be governed by the terms and conditions of that third-party App and is at your own risk.

16.2 Our responsibility to you

16.2.1 If we breach these Terms or are negligent, we are liable to you for foreseeable loss or damage that you suffer as a result. By ‘foreseeable’ we mean that, at the time these Terms were formed, it was either clear that such loss or damage would occur, or you and we both knew that it might reasonably occur, as a result of something we did (or failed to do).

16.2.2 We are not liable to you for any loss or damage that was not foreseeable, any loss or damage not caused by our breach or negligence, or any business loss or damage.

16.2.3 Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability which cannot be excluded or limited under applicable law, including under the Consumer Rights Act 2015.

17 Events beyond our control

17.1 We are not liable to you if we fail to comply with these Terms because of circumstances beyond our reasonable control.

18. No third-party rights

18.1 No one other than us or you have any right to enforce any of these Terms.

19. Variation

19.1 No changes to these Terms are valid or have any effect unless agreed by us in writing or made in accordance with this clause 19.

19.2 We reserve the right to vary these Terms from time to time. By continuing to use and access the App following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such updates and variations.

20. Complaints, Arbitration, Governing Law, Jurisdiction, Class Action Waiver.

IMPORTANT: THIS SECTION (SECTION 20) LIMITS CERTAIN LEGAL RIGHTS. PLEASE REVIEW CAREFULLY.

20.1 We will try to resolve any disputes with you quickly and efficiently. If you are unhappy with us, please contact us as soon as possible using the contact details set out at the top of this page. Any dispute arising between the parties out of or in connection with these Terms or the use of the App shall be dealt with in accordance with the provisions of this clause.

20.2 ANY DISPUTE, CONTROVERSY, OR CLAIM ARISING OUT OF OR RELATING TO THESE TERMS, THE CONTRACT, OR ANY ADDITIONAL TERMS, INCLUDING THE FORMATION, INTERPRETATION, BREACH, TERMINATION, OR VALIDITY THEREOF, SHALL BE REFERRED TO AND FINALLY RESOLVED BY BINDING ARBITRATION UNDER THE RULES OF THE LONDON COURT OF INTERNATIONAL ARBITRATION (LCIA), WHICH RULES ARE DEEMED TO BE INCORPORATED BY REFERENCE INTO THIS CLAUSE. THE SEAT OF THE ARBITRATION SHALL BE LONDON, ENGLAND, THE LANGUAGE OF THE ARBITRATION SHALL BE ENGLISH, AND THE ARBITRATOR SHALL BE APPOINTED IN ACCORDANCE WITH THE LCIA RULES. YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING

20.4 Governing law. Except to the extent prohibited by applicable law, these Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by, and construed in accordance with, the laws of England and Wales.

20.5 Governing law. Except to the extent prohibited by applicable law, these Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by, and construed in accordance with, the laws of England and Wales.

20.6 Class Action Waiver

IMPORTANT: THIS SECTION (SECTION 20.6) LIMITS CERTAIN LEGAL RIGHTS. PLEASE REVIEW CAREFULLY.

In the unlikely event that a disagreement arises between you and us, you must first contact us directly so that we may work in good faith to find a mutually agreeable solution as set out in this Section 20.

By Email: hello@socialtip.io

By Mail: C/O Turcan Connell Princes Exchange, 1 Earl Grey Street, Edinburgh, Midlothian, Scotland, EH3 9EE

You agree, as permitted by applicable law, that any claim or controversy at law or equity arising out of, relating to, or connected in any way with this App, these Terms, the Contract and/or Additional Terms (collectively, “Dispute”) must be pursued on an individual basis through arbitration as set out in Section 20 and that you will not initiate, or participate in, any class-action, collective, or representative proceeding against us.

You agree that the term “Dispute” in these Terms will have the broadest meaning possible. Disputes include any disputes between You and our direct and indirect parents, subsidiaries, affiliates, and each of their respective employees, directors, members, managers, shareholders, agents, vendors, licensors, licensees, contractors, customers, successors, and assigns. 

21. Termination of your account

21.1 You can close your account at any time. You can close your account simply by clicking the appropriate link within your account settings and following instructions. If you prefer, you can email us at hello@socialtip.io, and we can provide assistance.

21.2 In the event of fraudulent, abusive or other activity we determine to be unfair, we reserve the right to terminate your account.

21.3 Please note that accounts may be disabled if they are deemed at our discretion to be dormant.

21.4 The following provisions shall survive termination or expiration of these Terms, as well as you discontinuing the use of the App: Indemnity (Section 24), Your Social Media Content and Limitations on Liability (Section 13), Ownership, use and intellectual property rights (Section 10), Complaints, Arbitration, Governing Law, Jurisdiction, Class Action Waiver. (Section 20), and FTC Compliance (Section 23) and any other clauses, including all that reference indemnity, which by their nature are intended to survive.

22. Digital Millennium Copyright Act (DMCA)

22.1 Social Tip respects the intellectual property rights of others. If you believe that content available through the App infringes your copyright or other intellectual property rights, please notify us by email at hello@socialtip.io. We will handle such notices in accordance with applicable copyright and data protection laws, including the UK Copyright, Designs and Patents Act 1988 where relevant.

22.2 Upon receipt of a valid notice of alleged infringement, we will promptly remove or disable access to the allegedly infringing content in accordance with applicable law.

23 Advertising and Disclosure Compliance

You agree to comply with all applicable advertising and marketing laws and regulations, including the U.S. Federal Trade Commission (FTC) Endorsement Guides (16 C.F.R. Part 255) and the UK Advertising Standards Authority (ASA) CAP Code. This includes clearly disclosing any paid partnerships, sponsorships, or material connections in your content (e.g. using “#ad” or “Paid partnership with…”).

24. Indemnity 

24.1 You agree that you shall indemnify us, and keep us indemnified, from and against any losses, damages, liability, costs (including legal fees) and expenses incurred by us as a result of or in connection with your breach of any of these Terms and/or your obligations under these Terms. As permitted by applicable law, you agree to defend (if requested by us), indemnify, and hold us harmless from and against any and all claims, damages, losses, costs, investigations, liabilities, judgments, fines, penalties, settlements, interest, and expenses (including attorneys’ fees) that directly or indirectly arise from or are related to any claim, suit, action, demand, or proceeding made or brought against us, or on account of the investigation, defense, or settlement thereof, arising out of or in connection with: (i) your use of the App and your activities in connection with the app, including any of your actions relying on content presented within the App; (ii) Your breach or alleged breach of these Terms or any applicable Additional Terms; (iii) Your violation or alleged violation of any laws, rules, regulations, codes, statutes, ordinances, or orders of any governmental or quasi-governmental authorities in connection with your use of the App or your activities in connection with the App; (iv) information or material transmitted through your device, even if not submitted by you, that infringes, violates, or misappropriates any intellectual property, publicity, privacy, or other right of any person or entity; (v) any misrepresentation made by you; and (vi) our use of the information that you submit to us (all of the foregoing, “Claims and Losses”). You agree to cooperate as fully required by us in the defense of any Claims and Losses. Notwithstanding the foregoing we retain the exclusive right to settle and compromise any and all Claims and Losses. We reserve the right to assume the exclusive defense and control of any Claims and Losses. You will not settle any Claims and Losses without, in each instance, our prior written consent. This Section 24.1 is not intended to limit any causes of action against us that you may have but are not waivable under applicable law.

25 General Provisions

25.1 Severability. If any provision of these Terms is held by any competent authority to be invalid or unenforceable in whole or in part, the validity of the other provisions (and the remainder of the provision in question) shall be unaffected.

25.2 Termination or Changes. To the extent permitted by law, we reserve the right to terminate your access to and use of this App and any of its features in our sole discretion, without notice and liability, including, without limitation, if we believe your conduct fails to conform to these Terms or any Additional Terms that may be provided to you or agreed upon between you and us. We also reserve the exclusive right to modify, withdraw, suspend or discontinue, temporarily or permanently, at any time and from time to time, any Materials, information or content available on this App, without limitation, in whole or in part, with or without notice. You agree that we will not be liable to you or to any other party for any modification, suspension or discontinuance of this App or any part thereof. 

25.3 Investigations; Cooperation with Law Enforcement. We reserve the right to investigate and prosecute any suspected or actual violations of these Terms. We may disclose any information as necessary or appropriate to satisfy any law, regulation, legal process, or government request. 

25.4 Electronic Contracting, Records and Signatures. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You agree that any time you or we electronically transact, agree, or consent via the App it is intended to be an electronic signature which binds you and us as if you had signed on paper. You also consent to electronic records and signatures under the UK Electronic Communications Act 2000, the Electronic Identification and Trust Services for Electronic Transactions Regulation 2016/679 (eIDAS), and any equivalent electronic-signature laws applicable in your jurisdiction.